Buick Guaranteed Auto Protection (GAP)

GAP OVERVIEW

Buick GAP1 can provide added financial protection in the event of a total loss or theft by waiving some or all of the difference between what you owe on your finance agreement and the amount your primary insurer pays, including your deductible up to $1,000.

KEY BENEFITS

  • The only GAP endorsed by Buick
  • Offered in terms up to 8 years
  • Available for finance amounts up to $150,000 on new and pre-owned Buick vehicles only at the time of vehicle purchase
  • GAP is available on new and pre-owned Buick vehicles up to 10 model years old2

 

  • Available for individual retail purchasers, and vehicles used for Business Use and Commercial Use3
  • Up to a maximum amount of $50,000 waived
  • Includes a waiver for your primary insurance deductible up to $1,000
  • Ability to include GAP product cost in monthly vehicle payment
  • Can be cancelled4 at any time

HOW IT WORKS

DON'T PAY FOR A TOTAL LOSS

GAP helps protect you from paying on a vehicle that is a total loss or stolen. In that event, the Buick GAP Plan waives the amount you owe on the vehicle that your insurance doesn’t cover.5 Ask your dealer for Buick GAP—the only plan with the same name as your vehicle.

EXCLUSIONS6

  • Losses occurring prior to the date of the GAP Addendum
  • Vehicles used for business travel by more than one driver on a regular basis (unless Commercial Use has been purchased which permits limited commercial use to job site vehicles, repair or service vehicles, delivery of parcels or goods, and business travel by more than one driver on a regular basis)
  • Vehicles used for daily rental, livery, limousine, hearse, delivery of parcels or goods, snow plowing, taxi or exclusively to transport people for a fee
  • Vehicles used as a police car or other emergency vehicle
  • Vehicles rated over 6,350 kg (14,000 lb.) G.V.W.R.
  • Vehicles used as a tow truck or vehicle carrier
  • Vehicles that do not meet the eligibility requirements for the specific plan identified on the contract registration page upon the initial validation of the Plan.

Total losses directly or indirectly caused by any dishonest, fraudulent, criminal or illegal act by anyone using the vehicle, including but not limited to driving under the influence of an intoxicating substances or the commission of any crime as described in the Criminal Code of Canada or similar offence under any law in Canada or the United States.

Disclaimers:

1 Please see your Addendum for details. GAP programs not available in all provinces. Maximum eligibility limits, protection limits, and exclusions apply. Note that you remain responsible for past-due payments, late fees, other charges on your finance agreement, and any other amounts not covered by the GAP product.

GAP is an optional product and is not insurance. All transactions related to GAP are governed solely by the provisions of the Buick Guaranteed Auto Protection (GAP) Deficiency Waiver Addendum (“Addendum”). Please refer to the Addendum for details of terms, conditions, and specifics, including limitations and exclusions. Terms and conditions may vary by province. Some models may not be eligible. Contact us for more information.

GAP is administered by CoverageOne Corporation, 1315 Pickering Parkway, Suite 300, Pickering, Ontario L1V 7G5, (800) 268-7676.

2 The amount financed may not exceed 150% of the vehicle purchase price as shown on the finance agreement.

3 Business Use and Commercial Use can be included in GAP waiver if it is specifically selected at time of purchase. Ask us for details.

4 GAP may be cancelled within 60 days, as long as no claim has been filed for loss, and the customer will receive a full refund, less an administrative fee. For cancellations after 60 days, customers will receive the unearned portion of the addendum purchase price, less an administration fee.

5 Subject to exclusions and limits listed on the GAP Addendum.

6 Not a full list of exclusions. Ask us for a complete list of exclusions.